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Instant Personal Loans, with a Rate Tailored to You

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Representative Example: Assumed borrowing of £7,500.00 over 36 months at 9.9% APR representative. Monthly cost of £240.15. Total amount repayable of £8,645.40. Interest rate of 7.72% p.a. (fixed) and total fees of £225.00.

I want to borrow


and my credit history is


Representative APR


monthly repayment

We look beyond your credit score to charge some of the lowest rates around.

No upfront fees and no hidden charges for early repayments on your loan.

Get a quote in 30 seconds. If you like it, the money is in your account in minutes.

We're built on simplicity, speed and transparency.

Here's how it works.

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We need a few basic details from you to perform our soft credit search.

Instant decision

Our algorithms assess hundreds of data points, to give you a rate personalised to your circumstances.

Like our quote? Hit Accept. Done.

We use the fastest systems around to get the money in your account. No more waiting 5 days.

Lendable makes borrowing money effortless.

Using technology, we have trimmed the fat from the traditional loan application process. The result allows us to make an instant decision, offer personalised rates, and transfer funds within minutes.

We look beyond your credit score, offering loans to people with less-than-perfect credit histories, and charging them less than banks. This way, we provide fair rates to a wider range of borrowers.

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Get an instant quote, without affecting your credit history.